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Non Medical Life Insurance

Non medical life insurance means that you would not require a medical test when availing the policy as opposed to a traditional Insurance policy which requires a host of medical tests like blood test, blood pressure etc. If there are no tests, the insurer would see the risk as higher and would often collect higher premiums.

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What is Non Medical Insurance?

As the name suggests, non-medical life insurance assumes no medical test when issuing a policy as opposed to a traditional policy where medical tests are required (e.g. blood test, blood pressure, etc.). If there are no tests, insurers see the risk higher and thus often would collect higher premiums for these type of policies. At the same time, there is often a coverage limit on these policies in order to minimize insurance risk.

The policy doesn’t require a medical exam, nor the insurer has to answer any health questions. Even if you are declined a policy during the last two years due to health conditions, you can still avail this policy.

Testimonials

Plan Insurance Services exceeded my expectations. The team is knowledgeable, professional and efficient. They tailored my coverage to my needs and made the process easy. Their customer service is exceptional. Highly recommend them!

Sagar Dhingra

Sagar Dhingra

Very amazing service. The staff is very gentle and helping. Best guidance for insurance.

Adey Singh

Adey Singh

Best service you can ever get! Quick response time and get your work done in minutes. Recommended!

Bhupinder Singh

Bhupinder Singh

If you’re looking for an insurance provider that truly cares about their customers, look no further than Plan Insurance Services. Their customer service is top-notch, and their team is incredibly knowledgeable and professional. They take the time to understand my unique needs and tailor my coverage accordingly. I’ve been a customer for years and have never been disappointed. I highly recommend them to anyone in need of insurance. They are simply the best!

Nancy Miller

Nancy Miller

“I highly recommend Plan Insurance Services! Their team is extremely knowledgeable, professional, and always goes above and beyond to ensure that I have the best coverage for my needs. They made the process of purchasing insurance easy and stress-free. I have been a satisfied customer for years and they continue to exceed my expectations. Five stars all around!”

Sam Brown

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